skip to main content

UnLtd: Funding Futures Programme

Open (with deadline for applications) Aged 26 - 59 years Black and minority ethnic Miscellaneous organisational development Poverty and deprivation social enterprise Social inclusion Trading Un/Employed Young people (13-25) Antrim & Newtownabbey Ards & North Down Armagh City, Banbridge & Craigavon Belfast City Causeway Coast and Glens Derry City and Strabane England Fermanagh and Omagh Great Britain Lisburn and Castlereagh Mid and East Antrim Mid Ulster Newry, Mourne and Down Northern Ireland Scotland Wales Medium (up to £60,000)

Overview

Funded by the Co-op FoundationPhoenix Group and the Millennium Awards Trust, and delivered by UnLtd, the Funding Futures Programme will harness the power of youth to find solutions for those who have been sidelined by the financial system. 

Background

The effects of the cost-of-living crisis are hitting marginalised and minoritised communities the hardest, with many people struggling to get by - considered too high risk to have access to beneficial financial services, like bank accounts or credit, that others take for granted.

The Funding Futures Programme funds and supports 16-30 year olds with great ideas for solutions to help those sidelined by the financial system – giving them the tools they need to build financial resilience in their communities, so they become fairer places to live, with opportunities for all. Ideas could tackle financial exclusion directly or indirectly.

By listening to, and working closely with, the next generation of leaders and pioneers, the Funding Futures Programme will help create a future where a healthy economy means good, sustainable jobs, with money flowing back into communities right across the UK.

Eligibility

To be considered for the Funding Futures Programme you must be:

  • Stage - Have an idea or have been operating for less than 4 years
  • Aged - 16 to 30 years old
  • Located in - United Kingdom
  • Focused on - Financial inclusion sector

UnLtd is particularly interested in supporting innovative social ventures that address inequality and support marginalised communities. The organisation strongly encourages applications from disabled entrepreneurs and those from Black, Asian, or minority ethnic backgrounds, with at least 50% of awards dedicated to these groups.

Tailored Grants

Starting Up
  • Up to £8,000 for social venture costs
  • You are committed to creating social impact in a financially sustainable way. You are at an early stage or have started to make a difference to people's lives, communities, or the planet.
  • Incorporated - Not yet or less than 4 years
  • Selling goods and services - Less than 1 year
Scaling Up
  • Up to £18,000 for social venture costs and social entrepreneur living costs
  • You are the founder of a financially sustainable social venture that is making a positive difference to people’s lives, communities, or the planet. You have evidence of your social impact and ambitions to build on it.
  • Incorporated - Less than 4 years
  • Selling goods and services - 1 to 4 years

Tailored services

In addition to financial support, successful applicants receive a package of tailored support, including access to:

  • A dedicated support manager
  • Peer learning opportunities
  • Expert advice
  • Legal consultancy

Key dates

Application deadline 30/09/2025
Application deadline 31/12/2025
Final application submissions date 23/03/2026